Thursday, July 06, 2006
Need Insurance ?
I've heard several people complaining about their insurance company not doing the right thing. Well , it's going to get worse. Afterall , we are in Tennessee. Years ago , this state had a insurance commission with teeth. Today , it just sleeps and the insurance companies laugh about it.
All to often these days , people are learning after it's too late , all they have bought with their policy is nothing more than a bill of goods. If you get legal representation , that will cost 45% or more. So , ask yourself , " Is it worth it ? "
Soo , what do you do ? There are still some reputable insurance companies in this country. You just have to take the time to find them. Start by staying away from Travelers and State Farm. Then search outside of Tennessee. You'll find other states are not like Tennessee. Other states really do have a insurance commission with teeth. Thanks to Tennessee's government , insurance companies do not have to do anything , that's right , nothing. When you sue , they still don't have to do anything. For example , State Farm has legitimate claims sitting around after 12 years of legalities. Could you wait that long ? What if that's your loved one in the hospital and State Farm refuses to pay the hospital bill ? What are you going to do ? Your lawyer can't force them to do the right thing. Not even after 12 years.
I'm going to tell you one last time. Don't wait and learn after it's too late. Do something about your insurance needs before you need them. For some reason , the news media won't touch this story.
All to often these days , people are learning after it's too late , all they have bought with their policy is nothing more than a bill of goods. If you get legal representation , that will cost 45% or more. So , ask yourself , " Is it worth it ? "
Soo , what do you do ? There are still some reputable insurance companies in this country. You just have to take the time to find them. Start by staying away from Travelers and State Farm. Then search outside of Tennessee. You'll find other states are not like Tennessee. Other states really do have a insurance commission with teeth. Thanks to Tennessee's government , insurance companies do not have to do anything , that's right , nothing. When you sue , they still don't have to do anything. For example , State Farm has legitimate claims sitting around after 12 years of legalities. Could you wait that long ? What if that's your loved one in the hospital and State Farm refuses to pay the hospital bill ? What are you going to do ? Your lawyer can't force them to do the right thing. Not even after 12 years.
I'm going to tell you one last time. Don't wait and learn after it's too late. Do something about your insurance needs before you need them. For some reason , the news media won't touch this story.
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