AIMLESSLY UNBALANCED

While talking with an insurance rep , I learned several things. Here's what I learned in a nut shell. Companies like State Farm have legitimate claims sitting idle now for over 10 years. They have'nt paid one dime and they are drawing interest on the money. Being in Tennessee , there's no government agency that will make them do the right thing. So what do you do ? The law says you have to have insurance , butt , the law does'nt say that insurance has to pay.
The answer is simple. Got a computer ? Got a printer ? Simply create your own insurance crest and write your own policy on your own computer. There ya go. You've got insurance. Also , the premiums you would pay to an insurance company , well , pay them to yourself instead and collect the interest money for yourself also. In a few years , if you need insurance , you'll find you have better coverage than having State Farm.
Don't get me wrong about me picking on State Farm. You'll find Traveler's Insurance is just ass bad.
It's tough living in Tennessee and having a government insurance department that won't do it's job because of politics. If you still want a real insurance company that will look after your interests , you have to look outside of Tennessee to find them.